Regulatory Landscape

Regulatory Wrap episode 79: AI, AML, and Robocop

In Regulatory Wrap for the week to April 24, Jay Hampshire breaks down how FinCEN is encouraging firms to utilize AI-enabled tools to more effectively fight against financial crime.

How can financial services firms ensure their operational resilience?

Operational resilience must become a boardroom priority for firms as they protect themselves from becoming vulnerable to cyberattacks and regulatory scrutiny.

Crypto Decrypted: Strengthening crypto fluency to manage evolving risks

Digital assets offer numerous opportunities for both firms and markets. However, to circumvent risk and meet regulatory expectations, firms must build high standards of crypto fluency amongst compliance teams.

Implementing Sustainable Finance Disclosure Regulation obligations for investment firms

As investors demand greater accountability around environmental, social, and governance (ESG) factors, the EU's Sustainable Finance Disclosure Regulation (SFDR) has put the onus on investment firms to make sustainability disclosures with verifiable data to meet SFDR regulation requirements.

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EU NIS2 Directive for Financial Entities

The digital backbone of Europe’s economy, energy grids, transport networks, banks and healthcare, is under constant attack. Escalating cybersecurity threats, with 60% of attacks via phishing, have caused the EU to introduce the NIS2 Directive in an attempt to drastically strengthen cybersecurity and resilience.

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Firm fined £14 million for data protection failings after cyber-attack

A firm has been fined after it failed to properly protect the data of millions of customers after it was hit by a major cyber attack back in 2023.

CPPA issues record $1.35 million fine for data privacy failures

The California Privacy Protection Agency has issued the largest fine in its history, levied against a business for multiple violations of the California Consumer Privacy Act.

FCA answers Call of Consumer Duty

The Financial Conduct Authority is updating its Consumer Duty approach to balance consumer protection with reducing compliance burdens on firms. It aims to clarify expectations, support innovation, and ensure fair outcomes.

FCA crypto consultation proposes firms play by conduct and resilience rules

The Financial Conduct Authority is consulting on which minimum rules should apply to cryptoasset firms, particularly regulations governing operational resilience, governance, and the conduct of senior staff.

Reducing financial compliance costs with scalable automation

Compliance costs in finance are soaring as firms attempt to capture more data than ever before. In fact, a 258% year-on-year rise in WhatsApp data capture was measured for compliance-based surveillance between 2024 and 2025.

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SEC plants crypto recordkeeping seeds with Spring 2025 agenda

Securities and Exchange Commission Chairman Paul Atkins has set the regulator on a course toward crypto with its early ‘Spring 2025’ statement, including proposals to bring crypto under the scope of existing recordkeeping regulations.